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Pay Cash or Finance Your Cape Cod Home?

Pig

When it comes to buying a home, some of us don’t have a choice about how we’re going to pay for it.  We will, of course, be taking out a mortgage!  But many buyers, especially CAPE buyers who are often retirees or investors, DO have a choice between cash and a mortgage.   So what should you do? Well, first.  You should consult your financial advisor before assuming that you know the correct answer.  Even if … Read more…

On Your Mark, Get Set, BUY!

ReadySetBuy

After months or maybe even YEARS of looking, there’s nothing more frustrating than missing out on the Cape Cod home of your dreams because you couldn’t act fast enough when the perfect home hit the market. Being ready means having all your ducks in a row so that you can make a solid offer immediately that stands a good chance of being accepted by the Seller. Here are some tips for making sure you are THAT … Read more…

The Anatomy of an Offer – Part 3

Offer_Contingencies

Part I of this 3-part series on Offers discussed the offer price, while part 2 discussed the numerous dates associated with the offer. This final piece discusses the various contingencies, if any, that are associated with your offer. So what is a contingency? Simply put, it’s a condition that must be met in order for you to agree to proceed with the purchase of the property. There are some standard contingencies that are frequently included … Read more…

The Anatomy of an Offer – Part 2

Calendar2

In Part 1 of this 3-part series, we discussed the most obviously important aspect of your offer – the PRICE! This month we’ll cover a less obvious but equally important topic – the DATES. When making an offer on your Cape Cod home, there are numerous dates that must be identified and all are important. Here’s a quick description of each. Expiration – This is the date and time at which the offer expires. The … Read more…

The Anatomy of an Offer – Part 1

Cash

You’ve been looking for months. You’re already pre-approved for a mortgage. You FINALLY found the right home. Now what? Well it’s time to put your money where your pen is and write up an offer! The offer tells the Seller the terms under which you would like to purchase his home. The key elements to an offer are price, dates, and contingencies. We’ll take a look at each separately in this 3-part blog series! The … Read more…