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Mortgage Rates – What a Difference a Point Makes

Calculator

Most prospective home buyers are aware that interest rates have been slowly creeping upwards for a couple of years. While still at historic lows, the upward trend is expected to continue and with each increase, your buying power is lessened – unless, of course, you will be paying cash for your home. Consider a couple who have been saving for a year for their downpayment. When they started saving in September 2017, the 30-year fixed … Read more…

Renegotiating After The Home Inspection

Inspection

When placing an offer, most Buyers make their offer contingent upon a satisfactory inspection.  But what happens when the inspection is NOT satisfactory?  There are several options and Buyers should understand the implications of each before choosing one. First, let’s review the purpose of the home inspection.  The home inspection is intended to make the Buyer aware of issues that they — as average consumers — had no way of knowing about or understanding without … Read more…

Pay Cash or Finance Your Cape Cod Home?

Pig

When it comes to buying a home, some of us don’t have a choice about how we’re going to pay for it.  We will, of course, be taking out a mortgage!  But many buyers, especially CAPE buyers who are often retirees or investors, DO have a choice between cash and a mortgage.   So what should you do? Well, first.  You should consult your financial advisor before assuming that you know the correct answer.  Even if … Read more…

Home Shopping on the Cape This Summer

SunHouse

If you’re actively looking for a home on the Cape but haven’t found it yet, then you might be planning to continue shopping this Summer. Lots of new listings are coming online daily, and one of them just might be your dream house. But shopping for a home during the summer months on the Cape is different than all the other months. Be sure to read the tips below to help avoid unnecessary frustration. Number … Read more…

Prepare for Your Mortgage by “Going Green”

GreenFile2

If you’ve been actively searching for a home on Cape Cod, you’ve most likely discovered that shopping for a home on the Cape is fun!  After all, what’s not to love? Exploring beautiful, oceanfront neighborhoods; touring the wide variety of homes for sale; checking out the closest beaches; browsing the shops in the nearby village; and simply imagining yourself living in your dream home.  It’s all good!  Until you actually FIND your dream home.  Then the … Read more…