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Pay Cash or Finance Your Cape Cod Home?

Pig

When it comes to buying a home, some of us don’t have a choice about how we’re going to pay for it.  We will, of course, be taking out a mortgage!  But many buyers, especially CAPE buyers who are often retirees or investors, DO have a choice between cash and a mortgage.   So what should you do? Well, first.  You should consult your financial advisor before assuming that you know the correct answer.  Even if … Read more…

Home Shopping on the Cape This Summer

SunHouse

If you’re actively looking for a home on the Cape but haven’t found it yet, then you might be planning to continue shopping this Summer. Lots of new listings are coming online daily, and one of them just might be your dream house. But shopping for a home during the summer months on the Cape is different than all the other months. Be sure to read the tips below to help avoid unnecessary frustration. Number … Read more…

Prepare for Your Mortgage by “Going Green”

GreenFile2

If you’ve been actively searching for a home on Cape Cod, you’ve most likely discovered that shopping for a home on the Cape is fun!  After all, what’s not to love? Exploring beautiful, oceanfront neighborhoods; touring the wide variety of homes for sale; checking out the closest beaches; browsing the shops in the nearby village; and simply imagining yourself living in your dream home.  It’s all good!  Until you actually FIND your dream home.  Then the … Read more…

Buying Your Cape Cod Retirement Home Sooner Rather Than Later

RetireEarly

If you’re one of the many Cape Cod home buyers who are shopping for a home today but not planning on purchasing until you retire, you might want to consider the benefits of buying your Cape Cod retirement home sooner rather than later, if you are in the financial position to do so. First, while nobody knows for sure what home prices will be like at any particular point in time, history tells us that … Read more…

What a Difference a Point Makes (When Buying Your Cape Cod Home)

Rates

On the heels of the Federal Reserve’s most recent rate hike, which takes its key rate to the highest it has been since the housing crisis, it’s important to understand its likely impact on mortgage rates and on your buying power if you are in the market for a new home. But before panicking, be aware that mortgage interest rates won’t necessarily react immediately to this week’s news. The Fed controls the short-term rates which … Read more…