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The Role of the Appraisal

Appraiser

If you are buying a home and taking out a mortgage, the Lender is going to order an appraisal of the property by a licensed real estate appraiser to be sure that they – the Lender – are making a good investment. You can offer whatever you want on a house, but if you’re taking out a mortgage to pay for it, the Lender has a vested interest in ensuring the home is worth what … Read more…

Understanding the Cape Cod Real Estate Market

Stats

Whether you’re thinking of buying or selling a home on Cape Cod this year, it’s important to understand the overall Cape Cod real estate market to help you prepare for and negotiate your own transaction. Recent History Before the most recent real estate crash that affected nearly all US markets, the Cape Cod Real Estate market (as a whole) had peaked somewhere around the summer of 2006.* It took 10+ years for the median prices … Read more…

Buying a Home on Cape Cod in the Winter

WinterHouse

Believe it or not, plenty of homes sell in the winter months on Cape Cod. Many New England buyers LOVE to make a winter day or weekend trip to the Cape. And what’s not to love? Generally speaking, we have warmer temps and less snow than our more northern New England neighbors. There’s little bridge traffic, no lines in the restaurants, and you can take a brisk walk on the beach without having to climb … Read more…

Mortgage Rates – What a Difference a Point Makes

Calculator

Most prospective home buyers are aware that interest rates have been slowly creeping upwards for a couple of years. While still at historic lows, the upward trend is expected to continue and with each increase, your buying power is lessened – unless, of course, you will be paying cash for your home. Consider a couple who have been saving for a year for their downpayment. When they started saving in September 2017, the 30-year fixed … Read more…

Renegotiating After The Home Inspection

Inspection

When placing an offer, most Buyers make their offer contingent upon a satisfactory inspection.  But what happens when the inspection is NOT satisfactory?  There are several options and Buyers should understand the implications of each before choosing one. First, let’s review the purpose of the home inspection.  The home inspection is intended to make the Buyer aware of issues that they — as average consumers — had no way of knowing about or understanding without … Read more…