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The Anatomy of an Offer – Part 1

Cash

You’ve been looking for months. You’re already pre-approved for a mortgage. You FINALLY found the right home. Now what? Well it’s time to put your money where your pen is and write up an offer! The offer tells the Seller the terms under which you would like to purchase his home. The key elements to an offer are price, dates, and contingencies. We’ll take a look at each separately in this 3-part blog series! The … Read more…

Why Buyers Need An Attorney

Attorney

If you’re in the process of shopping for a home on Cape Cod, you’re probably working very closely with your Realtor and have already engaged at least one mortgage lender.  Once you FIND a home and are ready to make an offer, your team of professionals will expand immediately to include a reputable, local real estate attorney to help guide you through the intricate process of closing on your loan and home. Many buyers of … Read more…

What’s A Home REALLY Worth?

HomeWorth2

Congratulations! After months of searching, you FINALLY found the perfect Cape Cod home for you and your family. But the list price seems a bit high. How do you know what the home is really worth? First, let’s discuss the term “worth”. In most cases, a home’s market value is a range, not a precise number. You may feel a home is worth $700K while another buyer may be willing to go as high as … Read more…

Using a Reverse Mortgage to BUY a Home?

Seniors_Beach

Most of us are familiar with the concept of using a reverse mortgage to extract equity from our existing home to help pay for daily living expenses or just make life more enjoyable and comfortable.  But did you know that you may be able to use a reverse mortgage to help BUY your dream home on Cape Cod? Consider the following example.  You and your spouse, both age 62 or over, have just sold your primary … Read more…

What is Title V and Why Do I Care?

SepticInstallation

When searching the Cape & Islands MLS, you’ll frequently encounter references to something known in Massachusetts as “Title V”, a state regulation pertaining to septic systems. Many buyers of Cape Cod homes live off-Cape in metropolitan areas such as Boston and New York City and are unfamiliar with septic systems. If you are one of these people, here’s a brief summary of what you need to know when buying a home on Cape Cod. The … Read more…